9 Comments for What Is The Best Credit Card For A 19 Year Old College Student To Apply For?

• 1. traffic8  |  August 4th, 2009 at 4:54 am

  go for low interest creditcard, with money back reward.
  go here to compare the creditcardshttp://www.bestcreditrates.net

• 2. Mike  |  August 4th, 2009 at 5:50 am

  Hello Jeff,
  Have you thought of asking the administration at your college they may have information for college students in this area. Since your needs are different being in college. Check with them first .

• 3. rashmast  |  August 4th, 2009 at 9:05 am

  none

• 4. dmbfan12  |  August 4th, 2009 at 2:01 pm

  The Chase student card at http://www.creditcardappfinder.com is great, 0 apr for 6 months and a bunch more perks. Try http://www.creditcardappfinder.com on the left side of the page they have a student cards link and you can do comparisons.
  Good luck!

• 5. Clare  |  August 4th, 2009 at 3:20 pm

  I use Wachovia student checking. Just make sure you get a checking account that is made specifically for students so there’s no fees attached or a minimum balance to keep up, etc.

• 6. Lisa  |  August 4th, 2009 at 6:55 pm

  My first card at 18 was a Sears card. Walk into the store and apply for store credit. Once I purchased an item and paid it off, I had a credit history. Months later, I was able to apply for almost any card. My husband’s first credit card was through his credit union (if you have a bank account, banks usually can issue you a Visa or Mastercard through their institution).

• 7. David D  |  August 4th, 2009 at 9:21 pm

  Read up on it first

• 8. loufedal  |  August 5th, 2009 at 2:09 am

  Best advice–don’t get one at all. Credit card companies prey on students, who have most likely not learned how to manage money, but will not run from a debt. Interest rates are horrible at best. If you should succumb and get one, do a little research on the best interest rate and a no annual fee card. Then, throw them for a loop and pay them off, in total each month, before they are due. The only way they can make money, is if you fail to meet the deadline each month. Good luck.

• 9. Jamie A  |  August 5th, 2009 at 5:53 am

  http://www.creditcardassist.com/
  Visit this website. You are smart. Don’t just take the first application you receive. Make sure there is no annual fee and that the interest rate is reasonable. This is smart to start establishing credit now but be carefull not to be carried away. I think this website is helpful in deciding on a credit card to use.

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