What Is A Good/the Best First Credit Card To Have?
Posted by Finance Enquirer on July 20th, 2009 at 01:41am
Hi there! I’m 24, and I’ve avoided getting a credit card for my entire life because my dad hammered into me ever since I was in elementary school that, “CREDIT CARDS ARE EVIL!” But he really did me a disservice in that I have no credit now. What’s the best card out there that has a low APR and is good for a first timer like myself?
Under Best Credit Card
4 Comments for What Is A Good/the Best First Credit Card To Have?
1. Sally | July 20th, 2009 at 5:52 am
A debit card from your bank with the Visa/MC logo.
Actually you will not get a good credit card until you have a starter credit card or loan. Go to your bank and ask them for a secured credit card and use it wisely.
2. Lakers | July 20th, 2009 at 9:00 am
It depends on your credit on what credit card will get you approved for, if you are just starting credit you will have to start with a lower end card and work yourself up to a better one such as discover or citi bank, go to http://www.fastcreditcardapprovals.com and go under the credit section and see which one is best for you.
3. Madoff | July 20th, 2009 at 12:18 pm
Cash back rewards.
Up to 5% in gas or 2% in everything else.
Go to bankrate.com
Last year I made at least $500.00
These cards carry a high interest.
But if you pay in full each month, you will never pay their APR.
Besides carrying balances and paying interest destroys your credit scores.
Please note:
I have never in my life paid APR
After only 2 years of using 2 cards (one for food, and one for gas), and paying them in full each month, I ended up with 800+ scores
Don’t get trapped into paying interest and making banks rich for no reason….
4. Best Smartphone Software smartphony.net | July 20th, 2009 at 12:29 pm
Capital One
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