August 3rd, 2009 at 07:15pm
Under Credit Application
Ok. Basically, we have some unpaid medical bills. The hospital wants their money paid in full, or for us to apply for a loan from City National Bank and make monthly payments.
I really don’t want to apply for the loan in my name, as I feel I am maxed and any additional loans may hurt my credit. My wife isn’t working, but she does babysit sometimes for money. The application is really simple, it asks for employer and estimated monthly income. Could she get financed with “babysitter” as employer? Or “self-employed”? She has never had credit before, no credit card, nothing. So is it worth a try? Should I just get the loan in my name and work on her credit through a pre-paid card or something? Thanks!
By Finance Enquirer
August 3rd, 2009 at 02:57pm
Under Unsecured Loan
indian question im unable to repay unsecured personal loan any jail for tat coz we need to give postdated checks so i given them when my loan approved….wat the bank do in worst situations..plz give me Law answer i mean a gud answer tat wat bank doo?
By Finance Enquirer
August 3rd, 2009 at 01:41pm
Under Auto Loan
I am told that refinancing a car is like selling it, so I have to pay sale tax and car license including smog check again. Is this true?
By Finance Enquirer
August 3rd, 2009 at 07:46am
Under Student Loan
Whats the difference between a loan and a line of credit?
Do you think its ok to search for the lender on the internet or should I go to my bank who refused it 2 yrs ago even though my FICO score was over 700? Its 760 now.
Do most people get quotes for the work they need or do they just borrow over and beyond what they think they need?
What are they going to ask me for when I apply for the equity line of credit?
By Finance Enquirer
August 3rd, 2009 at 07:41am
Under Commercial Loan
The problem is I’ve been told I can take out a 1 yr interest free commercial loan with Barclays for £5,000 to pay the IT course fee for Advent Computer Training (see Google). However Barclays Business told me they were unaware of this loan & company so I’m now very dubious. how can I check if company is legit or if this is a scam? Citizens Advice couldn’t help.
By Finance Enquirer
August 3rd, 2009 at 06:39am
Under Credit Card Fraud
Okay, i went to this site http://www.thetaoofmakingmoney.com/2007/…
and learned how to make *Valid credit card numbers.
i went on steam, punched in the credit card info. (all fake)
and i completed the entire thing. im at the point were it is showing me my receipt. Im really wondering if i should press that Purchase button and download the game (half-life2).
i enterd in completly fake billing information and such, and i am not anywhere remotly close to living in the united states.
Will they be able to track me down and arrest me if i push that “Purchase button”?
or will everything go good and i will be with a free game no sweat?
OR~~ will they ban my account all together from steam leaving me unable to play the game?
so…
Should i Go for it? Getting the free game and all?
By Finance Enquirer
August 3rd, 2009 at 12:51am
Under Consolidation Loan
Hi, My husband just completed the “loan rehabilitation” program through a company called FMS. He did everything as they asked, made a down payment and made 9 on time payments to complete the program. Now they are saying for us to get out of the program and to improve my husband’s credit score, we must sign a loan consolidation form (which they try to tell me ISNT a loan app, but IT IS). There is only ONE loan listed on the form at 8.02% (a G loan they called it) but my husband has several other “D” loans and they aren’t listed. They are saying that unless we sign the form and send it back, we will have to “re-do” the rehabilitation program. I would really like to know if they are trying to trick us. Anyone who has dealt with this type of thing PLEASE help us! Thanks!
By Finance Enquirer
August 3rd, 2009 at 12:39am
Under Student Loan
Our credit scores are only in the mid 600’s. Our business has been open in Idaho for 1 year now. Previously we owned a business for 13 years in another state, same line of work. We have owned our home for 19 months. We paid 71,000 and now fair market value places it at 150,000 to 190,000. We would like a line of credit for 140,000 to consolidate debt and finish remodeling our house. An appraisal would need to be drive by only because we have exposed walls inside. We are trying to bring up our credit scores by “opting out” of credit offers and doing some dispute clean up. “Countrywide” seemed to be coming through for us until all of this market stuff started happening. If anyone can give us direction, it would be great. Thanks, Barbara
By Finance Enquirer
August 2nd, 2009 at 06:28pm
Under Commercial Loan
I am looking for a mortgage on a home that is currently residential, but, zoned commercial.
I need help trying to find a company to loan money to me on a home that is commercial zoned looking for a mortgage on a home that is currently residential, but zoned commercial – the house is my home.
I need to find a company that can do a mortgage on my home that is zoned commercial.
I also would like this company to include the appraisal in with the mortgage. I understand it makes loans and appraisals difficult when a home is commercial zoned and not residential. It is impossible to get a letter of rebuild for my home too.
Please help soon. Thank you.
By Finance Enquirer
August 2nd, 2009 at 05:40pm
Under Mortgage Loan
While i make plenty of money and have good savings (also have a great credit rating) much of the money I make is under the table and can’t be proven. Can I still get a mortgage loan and how/where would you recommend I start?
By Finance Enquirer
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