August 3rd, 2009 at 11:42pm Under Uncategorized
i made a student loan, and im still in college. however, im supposed to pay back my student loan 6 month after i stop college. but i stopped for the summer. i was wondering if it is counted as 3 months already and if i m planning to stop next summer, i was wondering if i will need to start paying back my student loan after that?
By Finance Enquirer 4 comments
August 3rd, 2009 at 11:42pm Under Payday Loan
Can anyone give a detailed explanation about payday loans and its advantages?
By Finance Enquirer 12 comments
August 3rd, 2009 at 09:30pm Under Auto Loan
I have a credit score of 697, I have three credit cards which I pay on time and usually make much more than the minimum payment each month. I am 19 and have had one of the cards for over a year. I also now have a great job making $10 a hour and working almost forty hours a week so a car payment won’t bankrupt me each month, unfortunately I have only had the job for 2 months and I know that affects the loan. I applied for a loan at my bank, and they turned me down, and also through Capital One who also turned me down, saying I don’t have enough credit. The car I want is $7,000, and really a great deal on a 2001 VW Passat w/ only 51,000 miles! I love this car and just don’t know how to get the money to get it. I am going to a dealership today to look at cars but don’t really want to buy from a dealership and “settle” for a car that will be much more expensive just because they will give me a loan. With a very high interest rate I’m sure. Please help if you can any advice would be great.
By Finance Enquirer 6 comments
August 3rd, 2009 at 08:59pm Under Unsecured Loan
like a $20000 limit. With bad credit..And is there anyone out there that would loan me the money
By Finance Enquirer 4 comments
August 3rd, 2009 at 07:41pm Under Consolidation Loan
You have not been paying attention to the financial news. It is because of the “credit crunch”. The implosion of the credit market that caused the prices of houses to start falling. Because cheap funding is no longer available, such loans are no longer profitable for lenders.
By Finance Enquirer 1 comment
August 3rd, 2009 at 07:41pm Under Auto Loan
My friend just bought a used car at a 12% interest rate for 60 months. I think that is pretty high…
By Finance Enquirer 6 comments
August 3rd, 2009 at 07:15pm Under Auto Loan
Just started my first “real” job @ $40k/year, still in college part time, with ~625 FICO scores. How many years until I can get an auto loan for say, $20,000?
By Finance Enquirer 2 comments
August 3rd, 2009 at 06:39pm Under Consolidation Loan
there are plenty
By Finance Enquirer Add comment
August 3rd, 2009 at 06:26pm Under Commercial Loan
I wanted to get a loan to pay off some bills that I have. They have summed up due to that I have been unemployed, but now I have a stable job. I was seeing a commercial about a loan company that you take in your car title and based on that, they offer you a loan? How does that work? It says that all I would need is proof of a job and that’s it. What other options would you recommend to me.
Thank you so much!
By Finance Enquirer 4 comments
August 3rd, 2009 at 05:50pm Under Credti Debt
The way most Americans are buying almost everything on credit it is very easy to get into a situation of bad credit. As per research, an American has, on an average, eight credit cards, and with such a bonanza, it is very easy to lose track of the expenses you incur along with payments you make. People easily forget to correlate their incomes with their expenditures. When such a thing happens, you are in deep trouble and may need the services of Bad Credit Debt Consolidation services.
A variety of credit card companies, offer a variety of cards with tempting offers, and this is the beginning of your downslide. You should sign up for only that particular credit card that meets with your requirements, and keep track of all your purchases and make your payments in FULL, every month. You are bound to get into a very bad debt situation, if you only keep on making the minimum payments.
What Debt Consolidation Services Do
You wake up one day to the fact that you are in deep debt. This is where the Bad Credit Debt Consolidation services come in. Such services do not only provide debt consolidation loans but offer other services to get you out of your bad debt.
Bad Credit Debt Consolidation involves sitting with experts who help create a plan to reduce your debts. They help you make a monthly budget after listing all you debts, and knowing about your total income. They help calculate what minimum amount you can afford to payback every month, and you have to ensure that you stick to that plan.
All Bad Credit Debt Consolidation services will advise you to stop using your credit cards. This stops your bad debt from getting worse. Your only option is to stick to the plan, where your Bad Credit Debt Consolidation plan has reduced your numerous payments to one monthly payment. This is your only hope to stay out of bad debt.
By Credit Info Add comment