Principal Only Payment On Line Of Credit?

August 3rd, 2009 at 07:44pm Under Student Loan

I have a $1000 line of credit I am trying to pay off. When making a payment online I have the option to do a “principal only payment”. Can someone explain how to use that option to my advantage?

By Finance Enquirer 1 comment

My Mom Has Financial Problems. She Wants To Borrow A 700 Dollar Credit Line From Me. What Do I Do?

August 3rd, 2009 at 06:39pm Under Student Loan

My gut instinct says no but it is my mom and I feel like I should help her out. It is for dental work. But I don’t want to put my family out if she decides not to pay the bill. I am so frustrated.

By Finance Enquirer 9 comments

Is It Safe To Appy A Credit Card On Line From A Not Wellknown Bank?

August 3rd, 2009 at 01:44pm Under Student Loan

I received a lot of on-line offers to appy credit cards. I do need one now. Discover card rejected my application, I am finding some other possiblities. Yet, I don’t know if it’s safe to apply one over the the internet giving out some very important personal information. If yes, which one would you recommend? No annual fee, service charges, no hidden cost…thanks

By Finance Enquirer 6 comments

I Need A Home Equity Line Of Credit Or A Loan?

August 3rd, 2009 at 07:46am Under Student Loan

Whats the difference between a loan and a line of credit?
Do you think its ok to search for the lender on the internet or should I go to my bank who refused it 2 yrs ago even though my FICO score was over 700? Its 760 now.
Do most people get quotes for the work they need or do they just borrow over and beyond what they think they need?
What are they going to ask me for when I apply for the equity line of credit?

By Finance Enquirer 1 comment

How Much To Ask For Credit Line Increase?

August 3rd, 2009 at 06:40am Under Student Loan

What rules should I be going by?

By Finance Enquirer 1 comment

Does Line Of Credit On Residential Home Expire If You Haven’t Tap Into It For Couple Of Years ?

August 3rd, 2009 at 01:45am Under Student Loan

I opened up a line of credit on my home back in 2005. I used it once in 2006 and pay it back. I haven’t use it ever since. Is it still available when I need it ?

By Finance Enquirer 2 comments

Does Anyone Has Simian Line In Their Hand(heart And Head Line Joined, Running Horizontally).?

August 3rd, 2009 at 01:34am Under Forex Trader

does anyone has simian line in their hand(heart and head line joined, running horizontally).?
Pls. let me know how it affected your life, and how are you doing in life, financially, emotionally, plus all areas of your life. Do you feel you live your life differently than other people without the simian lines. I am a female aged 39 years, and everything I do is very different than others in my experience. I am a mother of 3 kids married outside my race, homeschooled my kids which is very rare almost unheard in my country, and my 12 year old finished his school (10th grade) being homeschooled by me all life.
And I like to live very simply, just a bare house does not bother me.
Anything as long as to meet the needs, not wants, I have very few friends, almost none you can say. Ok this is my story, not all but it’s ok for now, and I am a forex trader at present.

By Finance Enquirer 1 comment

I Need A Lender To Give My Husband And I A Home Equity Line Of Credit?

August 3rd, 2009 at 12:39am Under Student Loan

Our credit scores are only in the mid 600’s. Our business has been open in Idaho for 1 year now. Previously we owned a business for 13 years in another state, same line of work. We have owned our home for 19 months. We paid 71,000 and now fair market value places it at 150,000 to 190,000. We would like a line of credit for 140,000 to consolidate debt and finish remodeling our house. An appraisal would need to be drive by only because we have exposed walls inside. We are trying to bring up our credit scores by “opting out” of credit offers and doing some dispute clean up. “Countrywide” seemed to be coming through for us until all of this market stuff started happening. If anyone can give us direction, it would be great. Thanks, Barbara

By Finance Enquirer 8 comments

Can An Exiting Line Of Credit Be Canceled Because A Person Has A Bad Debt With Another Bank ?

August 2nd, 2009 at 07:43pm Under Student Loan

I have a line of credit and the bank suspened it because I have received just received a late notice or default on a different loan not in any whey connected to this loan.

By Finance Enquirer 6 comments

When Is It Ok To Request A Credit Line Increase?

August 2nd, 2009 at 06:40pm Under Student Loan

How long should I wait to request one?

By Finance Enquirer 2 comments

Previous Posts


Recent Blog Posts

Categories

Tags

Posts by Month

Blogroll