August 4th, 2009 at 12:15am Under Best Credit Card
i want to apply for a credit card but i dont want to make a mistake, so can you guys please tell me which one would be best. thanks
By Finance Enquirer 9 comments
August 3rd, 2009 at 07:44pm Under Credti Debt
I had 4 credit cards that i got in college. I have paid off two and i have a balance of $4000 total on the other two. Both have already been submitted to collections in order to improve my credit score should i just pay off the full $4000 or go through a debt repayment program (like in charge) ?
By Finance Enquirer 2 comments
August 3rd, 2009 at 07:44pm Under Credit Repair
Iv’e heard they send letters but how can I learn aboutit to do this for myself and my friends and family?
only serious answers.
By Finance Enquirer 13 comments
August 3rd, 2009 at 07:44pm Under Student Loan
I have a $1000 line of credit I am trying to pay off. When making a payment online I have the option to do a “principal only payment”. Can someone explain how to use that option to my advantage?
By Finance Enquirer 1 comment
August 3rd, 2009 at 07:44pm Under Credit Application
I recently made an application to Capital One and got declined, however at the time i was not on the Electoral Register would this be the reason for their decision? Also I’m 22 and have not credit or debt but want to build up a good credit score, however cause i have never had credit i can’t get credit, Does anyone have any tips to share?
By Finance Enquirer 7 comments
August 3rd, 2009 at 07:41pm Under Best Credit Card
I’m a newbie and I want to apply for a credit card.I don’t have any prior credit history.Can I apply for discover credit card or which one will be good for me.
By Finance Enquirer 8 comments
August 3rd, 2009 at 07:15pm Under Credit Card Fraud
I would hope prison!
By Finance Enquirer Add comment
August 3rd, 2009 at 07:15pm Under Credit Application
Ok. Basically, we have some unpaid medical bills. The hospital wants their money paid in full, or for us to apply for a loan from City National Bank and make monthly payments.
I really don’t want to apply for the loan in my name, as I feel I am maxed and any additional loans may hurt my credit. My wife isn’t working, but she does babysit sometimes for money. The application is really simple, it asks for employer and estimated monthly income. Could she get financed with “babysitter” as employer? Or “self-employed”? She has never had credit before, no credit card, nothing. So is it worth a try? Should I just get the loan in my name and work on her credit through a pre-paid card or something? Thanks!
By Finance Enquirer 2 comments
August 3rd, 2009 at 07:03pm Under Credit Score
I heard that you credit score would go up anywhere for 30-40 point if you pay a credit card off that is maxed out (if the balance is over a 1,000.00) Is this ture?? And if not does anyone know about what it would go up?
By Finance Enquirer 2 comments
August 3rd, 2009 at 06:51pm Under Credit Repair
I am located in NY, and would like to help people fix their credit problems for a fee, how do I get to know all the requirments to open up a bussines like that?
By Finance Enquirer 6 comments