August 3rd, 2009 at 07:44pm Under Credit Application
I recently made an application to Capital One and got declined, however at the time i was not on the Electoral Register would this be the reason for their decision? Also I’m 22 and have not credit or debt but want to build up a good credit score, however cause i have never had credit i can’t get credit, Does anyone have any tips to share?
By Finance Enquirer 7 comments
August 3rd, 2009 at 07:15pm Under Credit Application
Ok. Basically, we have some unpaid medical bills. The hospital wants their money paid in full, or for us to apply for a loan from City National Bank and make monthly payments.
I really don’t want to apply for the loan in my name, as I feel I am maxed and any additional loans may hurt my credit. My wife isn’t working, but she does babysit sometimes for money. The application is really simple, it asks for employer and estimated monthly income. Could she get financed with “babysitter” as employer? Or “self-employed”? She has never had credit before, no credit card, nothing. So is it worth a try? Should I just get the loan in my name and work on her credit through a pre-paid card or something? Thanks!
By Finance Enquirer 2 comments
August 3rd, 2009 at 07:45am Under Credit Application
they say your bad credit rolls off every seven years but i still have 3 years left
By Finance Enquirer 7 comments
August 3rd, 2009 at 01:45am Under Credit Application
Hi, Im trying to apply for a DISCOVER or AMERICAN EXPRESS credit card and im a student. On the application it makes you choose your school but I go to a junior college and its not there, I found that both discover and american express dont have junior colleges on their list. Does anyone know why this is? Do they not accept junior colleges valid for their student credit cards?
By Finance Enquirer 6 comments
August 3rd, 2009 at 01:13am Under Credit Application
I am taking the AP Biology during my senior year and it is the only AP I took during my high school. I am just enrolled in it, you know that I didn’t take the AP test yet. But I am applying now to the university and the question in the application is:
Graduating high school senior with :
College credit
or with no college credit?
I can’t reply to that question right now. Does anybody knows the answer yet?????? Please HELP ASAP.
By Finance Enquirer 1 comment
August 2nd, 2009 at 07:41pm Under Credit Application
I am doing a personal study in Humanities and i have chosen this question but it is a hard one to answer, any help would be much appreciated. Thanks 
By Finance Enquirer 2 comments
August 2nd, 2009 at 01:45pm Under Credit Application
I know of none. I know for loans there are co-signers. Now I know if you are trying to establish credit or restore your credit. you can open a secured credit card account. What this is, you open a savings account with that card company and that is what your credit card amount will be.
By Finance Enquirer 1 comment
August 2nd, 2009 at 01:14pm Under Credit Application
i tried to apply an american express credit card at applyclear.com and my application was denied, 2 months ago i requested i requested credit line increase from bank of america and it was denied and i applied a second credit card in bank of amrica it was denied as well, are these things ruin my credit report?
By Finance Enquirer 8 comments
August 2nd, 2009 at 07:45am Under Credit Application
Well not actually in cash, but I have some money saved and have taken out a personal loan, so I have all the money to buy the car. I go to the dealer, work out a price and get ready to fill in the paperwork and the first thing they hand me is a credit application. When I reminded them it was cash and I didn’t want to fill out a credit application I was told “it is required to verify identity due to changes in the Homeland security laws from 9/11″. Now this seemed reasonable, but when I review the application it says nothing about Homeland security, and what it does say is that I am applying for credit to buy a car and it further says they can check my employment and bank accounts and credit anytime they want, essentially forever, and market items to me based on the information that it contains.
1)Is it required to verify someones identity when they buy a new car? 2) Do I have to sign this credit application, or is there some other form I can use if it is required? Thanks!
By Finance Enquirer 10 comments
August 2nd, 2009 at 07:14am Under Credit Application
I am recently unemployed, i was shopping and was offered a 10% discount for opening a Credit application, without realizing i applied for it and was asked what is my annual income, i put the same number i was making a few weeks ago, the application rejected and i realized what i had done, and further the bank was the same as i had the account where i deposit my unemployment cheques, i am afraid they will find out and put something in my credit history, i am also not sure if to deposit my future cheques with the same bank, but i have already deposit one before i applied for the credit. Is there a way they will figure out what i have done and affect my credit history, also should i rather not worry and keep depositing the cheques with the same bank
By Finance Enquirer 3 comments